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Our People Are Our Best Asset
Chadd J. Hoeft
Co-Founder & Investment Advisor Representative
Chadd began his career in 1999 and co-founded Asset Strategies in 2002. Chadd has been helping Dave Ramsey and Ramsey Solutions fans with their investments for nearly 19 years.
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Justin S. Widick
Co-Founder & Investment Advisor Representative
Justin began his career as an advisor in 2000 and co-founded Asset Strategies in 2002. As an Investment Advisor Representative with Western International Securities, Justin has been helping Dave Ramsey and Ramsey Solutions fans with their investments for nearly 19 years.
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Mandy C. Miser
Investment Advisor Representative
Mandy Miser is an investment advisor who enjoys helping clients prepare for retirement, make smart decisions with their money, worry less about their finances, and pursue their goals. She has been in the industry for 4 years and firmly believes in the importance of having a financial plan.
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Brian Falkinburg
Investment Advisor Representative
Brian Falkinburg joined Asset Strategies as an Investment Advisor Representative in 2023. He has been in the financial services industry, including the banking, mortgage, and title industries for over 26 years. Brian strongly believes in Dave Ramsey’s philosophies on how to manage money and truly desires to help others through these steps to financial freedom.
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Nicole Norris
Investment Advisor Representative
Nicole Norris is an Investment Advisor passionate about helping people understand their finances and investments. She has worked with the Asset Strategies team as a client for the past 15 years and is excited for the opportunity to help empower clients with the knowledge and tools they need to make a financial plan that works for them. Outside of work, you can find her running, cooking a fun new recipe, reading, traveling, or enjoying slow moments with her family.
Operations Team
Anne Johnston
Director of Operations
Anne has worked in the Financial Services industry for 15 years. She has also helped many families design spaces in their homes over the last several years. Forming genuine relationships with clients, and helping them however she can, is a top priority of hers. Anne enjoys spending time with her one-year-old son & husband. She loves dogs, planting flowers & all things decorating!
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Crystal Hultquist
Client Services Associate
As one of the newest members of Asset Strategies joining the team in 2023 Crystal joins with 14 + years of experience in the Finance Industry. Crystal is excited to get to know our clients here at Asset Strategies and help them in the process of achieving their financial goals. Outside of work life, Crystal enjoys spending time with her husband, son, dog, and extended family.
Andrea Munoz Berral
Client Services Associate
Andrea joined the team in May 2023. Prior to that, she was working as an Administrative Assistant for over two years in the financial industry. With her experience, she is committed to help clients towards their financial purpose. Outside of work, Andrea enjoys spending time with her husband, family, shopping and doing projects.
Chrissie M. Bernal
Business Development & Client Relationship Specialist
Chrissie joined the team at Asset Strategies as a client services assistant in June, 2019. Prior to that, Chrissie spent her time raising four children, investing in her husband’s ministry and local Church, and mentoring young females. She is passionate about serving people, making them feel at home, and assisting them in their financial journey.
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Amanda Brokaw
Client Relationship Specialist
Amanda joined the team at Asset Strategies as a Client Services Assistant in April of 2022. Prior to that, Amanda spent her time fostering dogs and volunteering with local church groups. She and her husband practice Dave Ramsey's strategies and are on their way to financial freedom.
Ann Younker
Client Relationship Specialist
Ann joined Asset Strategies in June 2022. She has served in several customer service roles including the financial and dental fields. She's passionate about serving people and eager to get to know all our clients. Her hobbies include making handmade greeting cards, spoiling her 8 grandkids, hiking, and travel.
Mary J. Shandera
Client Relationship Specialist
Mary’s career with Asset Strategies started in January 2018 in the Lincoln office. She brings many years of experience in customer service primarily in financial and medical offices. She and her husband have practiced Dave Ramsey’s investment strategies for over 16 years.
SmartVestor is an advertising and referral service for investment professionals operated by The Lampo Group, LLC, d/b/a Ramsey Solutions. SmartVestor provides referrals to financial professionals of Western International Securities (Western). SmartVestor is not a current client of Western for brokerage or advisory services. Financial professionals of Western pay SmartVestor cash compensation for these referrals, which creates the incentive for SmartVestor to make these referrals, resulting in a conflict of interest. Please visit SmartVestor investing Professionals [1] [2][3] to learn more.
